Productivity & Automation
PaycheckCalc
2h agoCalculate your exact 2026 take-home pay after federal taxes, state taxes, FICA, and pre‑tax deductions for all 50 US states plus DC. The tool lets users input salary or hourly wages, choose pay frequency, add bonuses or overtime, and model 401(k), HSA, and other deductions without any sign‑up required.
Salary & Hourly InputState Tax CalculationFederal Tax & FICAPre‑tax Deductions ModelingFiling Status & Dependent OptionsPay Frequency OptionsPDF Export & ShareTax Breakdown Visualization
Key Capabilities
01
Salary & Hourly Input
Enter gross salary or hourly wage with quick‑select presets and optional overtime/bonus amounts.
02
State Tax Calculation
Applies 2026 state income‑tax brackets and standard deductions for all 50 states and Washington, D.C.
03
Federal Tax & FICA
Computes federal income tax using 2026 IRS brackets and applies 6.2% Social Security and 1.45% Medicare rates.
04
Pre‑tax Deductions Modeling
Includes 401(k), HSA, and other pre‑tax benefits in the net‑pay calculation.
05
Filing Status & Dependent Options
Supports Single, Married Filing Jointly, Married Filing Separately, Head of Household, and dependent credits.
06
Pay Frequency Options
Provides net pay results for bi‑weekly, weekly, monthly, and annual pay periods.
07
PDF Export & Share
Generate a PDF of the results and copy/share the calculated take‑home pay.
08
Tax Breakdown Visualization
Shows percentage breakdown of take‑home pay, federal tax, FICA, state tax, and other withholds.
Use Cases
Personal Budget PlanningEstimate net paycheck to create accurate monthly budgets and financial plans.Individual earners seeking budgeting assistance.
Salary Negotiation PrepCompare take‑home pay across different states or job offers to inform negotiation decisions.Job seekers and professionals evaluating offers.
Benefit Impact AnalysisModel how contributions to 401(k) or HSA affect net earnings and after‑tax income.Employees reviewing or adjusting benefit elections.
Freelance Income ForecastCalculate net earnings for hourly rates, including overtime, to forecast freelance cash flow.Freelancers and contract workers.
Update History
Updated 2h ago▲ 0% mentionsProduct HuntWeb