Krosos

ACTIVE

Your entire financial picture, the tax math and the forecast

Launched July 28, 2026

About Krosos

Krosos aggregates all of your financial holdings—stocks, ETFs, cash, bank accounts, property, mortgages, loans, crypto wallets, pensions, commodities and valuables—into a private, read‑only database that syncs automatically via brokers, banks, exchanges or CSV imports. It offers a built‑in tax engine that matches sales to purchase lots and applies country‑specific rates, as well as a long‑term forecast engine that projects net worth, income, spending and taxes decades into the future. Users can host the service in the EU or run a desktop version, keep data fully private, export it, delete it with one click, and interact through a Telegram bot, email digests, or OpenAPI‑compatible scripts. Joint accounts let families share a single ledger while maintaining separate sign‑ins.

Pricing

Pricing information isn't available yet.

Capabilities

Read‑only asset sync

Automatic, read‑only connections to brokers, banks, crypto exchanges and CSV imports keep balances up‑to‑date without exposing credentials.

Private database

Your data lives in an isolated database hosted in the EU or on your own desktop, never shared with other users.

Tax engine

Calculates capital gains, dividends and interest using FIFO or weighted‑average methods and applies country‑specific tax rules (e.g., Belgium, France, Germany).

Forecast engine

Projects net worth, income, spending, pensions and taxes decades ahead, down to the month you could stop working.

Security & privacy

Read‑only encrypted keys, full export, one‑click deletion, and no trackers ensure data remains confidential.

Joint accounts

Invite partners or family members with Google sign‑in to share a single household ledger while keeping individual access.

Telegram bot & alerts

Get net‑worth queries, trade logging, weekly/monthly digests and AI‑driven news via a private Telegram bot.

API & agent access

OpenAPI spec and read‑only tokens let you integrate with Claude, ChatGPT or custom scripts for automated queries.

Use Cases

Comprehensive net‑worth tracking
Automatically consolidate all assets and liabilities to view real net worth in real time.
For: Individuals seeking an all‑in‑one financial dashboard
Tax preparation for freelancers
Generate accurate capital‑gains, dividend and interest reports using built‑in tax calculations.
For: Self‑employed professionals and freelancers
Long‑term retirement planning
Project future net worth, income streams and tax liabilities to determine retirement timelines.
For: Pre‑retirees and retirement planners
Family household budgeting
Share a joint ledger with partners or family members to coordinate finances and track shared net worth.
For: Couples and multi‑member households
Privacy‑focused financial management
Store all financial data locally or in a EU‑hosted private database with strong encryption and easy export/delete.
For: Security‑conscious users and privacy advocates
Automated financial alerts
Receive weekly or monthly summaries, milestone notifications, and AI‑generated insights via email or Telegram.
For: Busy professionals who prefer concise updates
AI‑assistant integration
Query your financial data through Claude, ChatGPT or custom scripts using read‑only tokens and an OpenAPI spec.
For: Developers and AI‑savvy users